Insurtech Cohabit has expanded its strata platform for brokers, adding tools that assess building risks and help with insurance placement.

“The tools are designed to address a practical problem in strata insurance,” the company said.

“Brokers typically approach a renewal with limited information about the building, while the risk profile – defect history, capital works, valuation age, coverage gaps – often determines whether a competitive placement is possible at all.”

The company says its Cohabit Connect suite includes a broker intelligence briefing that offers a building profile, current coverage, missed opportunities and recommendations.

AI categorises defect severity and tracks remediation status, and the platform generates market slips formatted for simultaneous digital submission to available underwriters.

Cohabit says the technology gives brokers a structured way to identify and act on issues before renewal.