Gold Coast residents are trialling a self-assessment app that measures how resilient their home would prove in a flood, severe storm, tropical cyclone or bushfire.

The program is being delivered by the Resilient Building Council in partnership with the City of Gold Coast and James Cook University’s Cyclone Testing Station.

The RBC says the free app is a world-first because it measures resilience across multiple hazards in one consistent rating system. This provides insurers with independent verification that a home has been upgraded and reduced risk.

The council, which developed the app with funding from founding partners NAB and IAG, says its bushfire resilience ratings are already priced by half of Australia’s insurance market, making cover cheaper for resilient homes.

Evidence from the Gold Coast program will support work towards recognition for flood and storm ratings.

The RBC intends to move from trials to national launch next year, pending funding support from the federal government.

“Residents have been really keen to understand what actions will make the most difference in getting a higher rating and a safer home,” council CEO Kate Cotter said.

“We could be in for a challenging disaster season, so it’s encouraging seeing people rolling up their sleeves and preparing now through this program.

“The ratings program gives households, governments, banks and insurers a nationally consistent measurement system, which is how we unlock fairer insurance pricing and new resilience finance solutions.”