Twelve start-ups have been selected for the 15th cohort of the Lloyd’s Lab following a pitch day.

The program, which runs twice a year, offers access to expert mentors and potential partners and investors.

It gives start-ups, scale-ups and sometimes mature companies 10 weeks to work with market experts to shape and test their innovations.

“Cohort 15 showcases the bold thinking and practical solutions that define the Lloyd’s Lab. These companies are tackling some of the most complex challenges facing our market, from emerging risks to the evolution of traditional lines with solutions that are both visionary and commercially grounded,” Lloyd’s head of innovation, commercial education and engagement Rosie Denee said.

The cohort is split into three themes:

Adapting to a changing world

• ATG Services (UK): specialises in and per- and poly-fluoroalkyl substances remediation with a “forever chemical” database.  
• ISARR (UK): analyses global security events to anticipate disruption and enhance resilience with data-led decisions.
• Sunereum Labs (US): insurance and reinsurance platform for energy infrastructure, combining digital underwriting, smart contract claims and parametric pricing to cover solar assets.

Traditional lines for today

• Pinepeak (UK): predicts wildfire risk and behaviour using physics-based algorithms and geospatial AI.

Data intelligence and process transformation

• Catbird (UK): AI-driven platform for specialty insurance claims.
• Creation Rights (US): helps track content across platforms using metadata technology, reducing unlicensed content use.  
• Ecliptic Technology (UK): automates premium, claims and risk validation and reconciliation. 
• Fluence World (UK): decision support tool for specialty insurers that uncovers loss indicators in submission narratives.
• Hexa (Belgium): governance platform that prevents compliance failures.  
• Pemberton (London): offers scalable biodiversity verification and reporting for carbon credit markets.  
• RecordLinker (US): enables easy data standardisation, transformations and generation of system-specific data formats. Connects with core systems to support data quality checks, data administration and workflows.
• Sustema (Switzerland): assesses client management behaviour for better portfolio design and help with emissions and regulatory needs.