Go Insurance has introduced a travel policy extension for war and armed conflict disruption.

All policies will include medical and personal accident cover for travellers unexpectedly caught up in conflicts while overseas.

The cover excludes pre-existing conflicts and events that were known or foreseeable before travel, and it does not include pre-departure cancellation because of war-related events.

There is also an optional upgrade covering post-departure costs if a trip is disrupted by a new, unforeseen event, including for rerouting travel, alternative accommodation or returning home early, with a benefit limit of $5000 per person.

“It’s about helping people when their plans are disrupted, not attempting to cover war itself,” CEO Mark Fuller said.

“This extension provides meaningful, targeted support without trying to insure the uninsurable.”

The extension is available for single-trip, annual multitrip and group travel policies.