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Analysis

How insurer transformation reshaped the smash repair sector

06 July 2026

The Australian smash repair sector has undergone a radical transformation over the past three decades. What was once an oversupplied, fragmented industry sustained by older business models has become leaner, more professional – but also more fragile...

High-stakes code review still has some way to run

29 June 2026

The Insurance Council of Australia will deliver some key firsts with the next update of its code of practice, while grappling with issues highlighted during the 2022 floods inquiry...

Three key innovation trends, according to ASIC

25 May 2026

The Australian Securities and Investments Commission’s new report on innovation in financial technology includes a dedicated section on insurance – and flags three key trends in the sector...

Bad legacy: an action plan to help high-risk households

04 May 2026

A coalition of organisations concerned about insurance affordability have put forward a plan to improve resilience in current housing stock and ensure mitigation measures are recognised through lower premiums...

El Nino may return – but the outlook remains cloudy for now

27 April 2026

A dry outlook for eastern Australia over the next three months and talk of a possible strong or “super” El Nino is generating unease about drought and fire risks, but the Bureau of Meteorology cautions many factors are at play...

Drivers under the pump and eyeing an electric switch

20 April 2026

The Middle East crisis is causing car buyers to rethink barriers that previously made them nervous about electric vehicles, and the insurance industry is keeping an eye on long-term implications...

Unideal homes: wicked problem requires change at every level

30 March 2026

In parts of Australia, home insurance is becoming very expensive, even unaffordable. This is no longer a small issue. It is concentrated in flood, cyclone and bushfire zones, and is likely to worsen as climate change unfolds...

Commission impossible? Strata’s moment of truth looms

23 February 2026

After all the independent studies, headlines, television exposés and industry reflection, strata insurance professionals are bracing for two reports that could have a dramatic impact on how they operate...

The market reaction to AI shopping: what’s really going on?

16 February 2026

The recent pullback in global insurance and broker stocks following the emergence of AI-enabled shopping agents reflects a familiar market reflex: pricing in disruption quickly, well before the operating reality is fully clear...