Brought to you by:
Premium Funding
Premium Funding

Analysis

Wobbly lines: the market’s key trouble spots

20 May 2019

Capacity constraints continue to bedevil a number of business classes as insurers try to improve their bottom lines and back out of difficult markets…

Read More...

Avoiding economic disaster: the true value of insurance

13 May 2019

We see plenty of good news stories showing how insurance companies help get individual homeowners or businesses back on their feet following a natural catastrophe…

Read More...

Lloyd’s plots a course through troubled waters

6 May 2019

Lloyd’s has faced some home truths and presented a vision for change in its bid for a more prosperous future, after a few years it might rather forget…

Read More...

Designed to help: AI and the rise of the ‘cobots’

29 April 2019

Artificial intelligence and robotics are changing the world, and the insurance industry had better change with it…

Read More...

Rise of the ‘secondary’ nat cat threat

15 April 2019

Losses aside, last December’s near $1.2 billion hailstorm in Sydney has a far more chilling message for Australian insurers: better get used to it…

Read More...

SME survey: brokers confront their trust issues

8 April 2019

Brokers have received some tough feedback in the latest Vero SME Insurance Index, with declining trust levels and small businesses increasingly buying cover from the direct market…

Read More...

Seeking the final word on consumer advice

1 April 2019

The Australian Securities and Investments Commission report on consumer confusion around general and personal advice is another step towards solving a problem that continues to cause angst…

Read More...

Is climate change causing slow-motion cyclones?

25 March 2019

Global warming is changing our weather in so many ways – but one of the most concerning is its impact on cyclones…

Read More...

No holding back: it’s tech time for brokers

18 March 2019

Brokers are set to adopt technological innovation at a faster pace than has so far been experienced so far as the relatively buoyant insurance market provides them with a stronger foundation for investment…

Read More...

Long road ahead on consumer reforms

11 March 2019

There’s little dispute that standard cover arrangements aren’t much help to consumers trying to choose between policies, but responses to a Treasury discussion paper show that finding a better way forward will not be simple…

Read More...

Deciphering Hayne’s code with legal teeth

4 March 2019

General insurance was an early adopter of the code-of-practice concept, which basically allowed the industry to set standards and self-regulate…

Read More...

Full disclosure: The Hayne fallout continues

25 February 2019

The ramifications of the Hayne royal commission are still becoming clear three weeks after the release of its final report…

Read More...

‘Tricky tactics’ in the Townsville blame game

18 February 2019

A cold realisation is seeping out of north Queensland as Townsville begins its recovery from its unprecedented floods – most inundated businesses did not insure for flood and could be facing ruin as a result…

Read More...

Hayne report: a jolt for the industry, but few shocks

11 February 2019

The dust is still settling after the Hayne royal commission’s final report swept over the financial services industry, but now that everyone has had a chance to stand back and consider the results, the consensus is that few of the findings were unexpected…

Read More...

Industry barometer: leaning into the headwinds

4 February 2019

Commercial premiums climbed at a greater pace than expected last year and are set for further gains, according to a relatively positive JP Morgan Taylor Fry General Insurance Barometer…

Read More...

The battlefields of 2019

10 December 2018

For the general insurance industry, 2018 has been a year of recovering revenues for insurers and growing uncertainties for brokers. While insurers in Australia have led the world in raising premiums after a long period in the doldrums, brokers are moving into 2019 with the twin threats of competition and hostile regulatory action hanging over them…

Read More...

NSW fire services levy: rising from the ashes?

3 December 2018

Reforms to the NSW emergency services levy on insurance were officially “dead, buried and cremated” after last year’s highly controversial decision to scrap them…

Read More...

Insuring against failure: the terrorist threat to Australia

26 November 2018

Melbourne’s deadly Bourke Street attack, closely followed by arrests aimed at foiling a separate plot, have reignited the terrorism debate…

Read More...

Cycle holds course, but uncertain terrain awaits

19 November 2018

Australian insurers have received an upbeat assessment in KPMG’s annual review of the industry, with profits still rising and the sector well placed to handle fallout from the Hayne royal commission…

Read More...

Royal commission submissions: a summary

12 November 2018

The Hayne royal commission website has been flooded with hundreds of submissions in recent days…

Read More...